Here’s a quick overview of what is and isn’t covered by your Healthcare Deposit Account. Please see pages 12-15 of A guide to your choices for the full list.
Your Healthcare Deposit Account covers you for:
It doesn’t cover you for:
| Any pre-existing condition |
| UNLESS we knew about it when you joined and agreed to cover it OR you opted for moratorium cover and have had no symptoms for 5 years before you apply and for at least two years during the policy |
| Other |
Cosmetic treatments
Dental and optical treatment other than for conditions which require surgical intervention
Drugs and dressings
Surgical or medical appliances
|
GP charges
HIV- or AIDS-related conditions
Long-term or chronic conditions
Overseas treatment
Pregnancy or fertility related treatments
|
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