The National Friendly Healthcare Deposit Account is a flexible approach to private medical cover with some very attractive benefits:
- Comprehensive medical cover for adults from just £40 a month per person. Child plans from just £20 a month.
- Fixed affordable premiums for 5 years.
- 75% of your fixed monthly premium goes into running the scheme and the other 25% goes into your personal deposit account.
- Your top-up gives you additional cover for the first 10 years – from day one.
- Choose any UK hospital or treatment location – whether private or NHS.
- Claim cash payments for NHS overnight and day case stays – up to 10 nights a year.
- No need to renew your policy each year– you’re always covered.
The smart and easy approach to private medical insurance
You can relax knowing that you have fast access to private medical care in comfortable, hygienic facilities.
- Your age when you join determines your minimum monthly premium. For more cover you can select a higher premium.
- Whilst your deposit account builds during the first 10 years, you have access to an essential top-up fund, in case you need to claim. Choose from £10 a month for £30,000 cover, £15 a month for £45,000 cover or £20 a month for £60,000 cover.
- The personal deposit account is not a savings account, so it doesn’t pay interest. It simply looks after your money until you need it.
When you claim, you pay 10% of the cost from your personal deposit account or 25% if you are 65 or older. We pay the rest, up to your cover limits. We always pay the majority share.
Read our Healthcare Deposit Account FAQs
Apply now online